Farm Owners: Would your policy replace your buildings at claim time? Am I protected from collapse due to ice and snow or falling silos? Do I have liability coverage when working rented ground or driving equipment over the road? Can I save money via more sensible deductibles, scheduling of assets, or by transferring risk to others? Does my policy have a sublimit on pollution liability? Is the deductible on my cattle per animal or per occurrence?
Crop Insurance: Do I have crop insurance? Has my agent reviewed my production history and recommended the best level of coverage? Is my agent local and accessible?
Agribusiness Package Policies: Are all interested parties listed properly as named and/or additional insured’s? Are you protected from third party claims? Does my current agent review certificates of insurance on my behalf? Do I have unnecessary coverage?
Personal Auto: Do I have an agent who is employed by an insurance company and only has one market to use? OR Am I utilizing an independent broker who works on my behalf and will choose from several markets depending on what is best for me?
Commercial Auto: Am I receiving lay-up credits for seasonally used vehicles? Do I have coverage if my LLC or corporation uses vehicles titled to myself or another individual?
Workers Compensation: Do I have access to markets that offer upfront discounts and backend dividends? Am I in a Trust that requires me to be liable for other members’ claims?
You are invited to bring your insurance policies and challenge our team to provide you with better coverage, better value, and better service. We will review them while you enjoy the Farm Show and give you our initial findings before you leave or schedule a convenient time to review at your farm.
Properly protecting you and your business IS our business.